Independent audit verdict was NOT SAFE; all findings fixed:
- dispatcher Idempotency-Key is now per-attempt (${id}:${attempts}),
not row id alone, so a transient-failure response cached by Resend
cannot permanently suppress every retry and silently lose an email.
- enqueueDues is fully try/catch wrapped so a notifications-table or
render failure can never throw into / wedge the Stripe money path.
- dues_lapsed dedupe falls back to the subscription id when periodEnd
is null (canceled/deleted subs), so future lapses no longer collapse
to one key and get suppressed. New test; suite 499.
- documented the dispatcher's once/min concurrency assumption.